Mon, Sep 7 Deception Forecast · Monday, September 14, 2026 Mon, Sep 21
Scam risk level
Elevated
Elevated · National Preparedness Month brings the FTC's annual warning about post-disaster impostors, alongside a fresh FTC alert spelling out how to get a nonconsensual intimate image taken down under the new federal law
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Elevated
High
Severe
Today's headline threat

The FTC is renewing its September warning that scammers pose as government officials, charities, or contractors after storms and other disasters, while a separate new FTC alert lays out the exact steps to get an intimate image removed if it was shared online without your consent.

Defense move

After a disaster, only work with contractors and charities you looked up yourself; if an intimate image of you is shared without consent, report it to the platform first, then to TakeItDown.ftc.gov if it is not removed within 48 hours.

This forecast is a nowcast.Every level is backed by verified activity or a documented seasonal pattern — never a guess.

Why it's "Elevated" today

We don't predict the future. This level reflects what is verifiably happening right now.

Documented seasonal pattern

The FTC has flagged this same risk around National Preparedness Month (observed every September) in each of the last several years, and its 2026 alert repeats the pattern: "scammers are always looking for ways to steal people's money and personal information," and "after emergencies, they often pose as government officials, charities, or contractors." The agency's advice is to prepare before a disaster hits — check what your insurance actually covers, and keep copies of important documents — precisely so you are not scrambling and vulnerable when someone shows up offering to help.

FTC Consumer Alert (September 9, 2026): This National Preparedness Month, plan ahead to avoid scams
Verified activity

A Federal Trade Commission consumer alert (September 10, 2026) walks through what to do if someone shares an intimate image of you online without your permission, including a digitally altered or AI-generated one. Platforms covered by the federal TAKE IT DOWN Act must give you a way to report the image and must remove it, and any known copies, within 48 hours of your request. The FTC's guidance: find the post and use the platform's own reporting option first (a directory of platform contacts is available at StopNCII.org), and if the platform does not act within 48 hours, report it to the FTC at TakeItDown.ftc.gov.

FTC Consumer Alert (September 10, 2026): Was your intimate image shared online without your consent? Here's what to do
We never invent a number or a "tomorrow." If we can't source it, we don't raise the level. How we forecast ›

Active right now

The scams behind today's level.

ElevatedPost-disaster contractor and charity impostors

After a storm, wildfire, or flood, someone shows up (or calls) claiming to be a government inspector, a charity collecting donations, or a contractor who can start repairs right away. Verify independently — look up the agency, charity, or license yourself rather than trusting who they say they are.

Read the guide
ElevatedIntimate image shared without consent

A real, altered, or AI-generated intimate image of you is posted or sent without your permission. Report it to the platform first, then to TakeItDown.ftc.gov if it is not removed within 48 hours — you do not have to face it alone.

Read the guide

Editorial, not algorithmic. Risk levels are a transparent editorial judgment based on a published rubric — with sources, never pseudo-precise scores.

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